$10 an Hour Is How Much a Year?
$10 an hour is $20,800 a year full-time, about $1,562 a month after federal taxes.
Updated October 2026
Formula: $10 × 40 hours × 52 weeks = $20,800. Shortcut: double the hourly rate and read it in thousands ($10 × 2 ≈ $20k).
Adjust hours, weeks, and time off →$10 an hour by pay period (full-time)
| Pay period | Gross pay |
|---|---|
| Daily (8 hours) | $80.00 |
| Weekly (40 hours) | $400.00 |
| Biweekly (80 hours) | $800.00 |
| Monthly (173.3 hours avg.) | $1,733.33 |
| Annual (2,080 hours) | $20,800 |
$10 an hour part-time
Hourly workers rarely get exactly 40 hours. Here’s what $10 an hour earns at common schedules:
| Hours/week | Weekly | Monthly | Annual |
|---|---|---|---|
| 10 | $100.00 | $433 | $5,200 |
| 15 | $150.00 | $650 | $7,800 |
| 20 | $200.00 | $867 | $10,400 |
| 25 | $250.00 | $1,083 | $13,000 |
| 30 | $300.00 | $1,300 | $15,600 |
| 35 | $350.00 | $1,517 | $18,200 |
| 40 | $400.00 | $1,733 | $20,800 |
Overtime at $10 an hour
Under federal law, non-exempt employees earn 1.5× their rate for hours over 40 in a week: $15.00 per overtime hour. Overtime adds up quickly:
| Schedule | Weekly | Annual |
|---|---|---|
| 40 hours, no overtime | $400.00 | $20,800 |
| 40 hours + 5 overtime | $475.00 | $24,700 |
| 40 hours + 10 overtime | $550.00 | $28,600 |
$10 an hour after taxes (2026)
For a single filer working full-time with no pre-tax deductions, using 2026 federal brackets and the standard deduction:
| Item | Annual | Monthly | Per hour |
|---|---|---|---|
| Gross pay | $20,800 | $1,733 | $10.00 |
| Federal income tax | −$470 | −$39 | −$0.23 |
| Social Security + Medicare | −$1,591 | −$133 | −$0.76 |
| Take-home (no state tax) | $18,739 | $1,562 | $9.01 |
| Take-home in California | $18,541 | $1,545 | $8.91 |
Effective federal tax rate: about 9.9%. Get your exact number, including your state and 401(k), in the take-home pay calculator.
Is $10 an hour good pay?
Full-time, $10 an hour is $20,800 a year, 67% below the median full-time US worker (about $62,200) and 1.4× the federal minimum wage. It's near the low end of the US wage scale; 30 states now have minimum wages above $10, and several cities are above $17. Using the 30% rule on take-home pay, rent should stay under about $468/month.
Nearby hourly rates
| Hourly | Annual | Monthly | Take-home (est.) |
|---|---|---|---|
| $8 an hour | $16,640 | $1,387 | $15,313 |
| $9 an hour | $18,720 | $1,560 | $17,026 |
| $11 an hour | $22,880 | $1,907 | $20,452 |
| $12 an hour | $24,960 | $2,080 | $22,165 |
| $13 an hour | $27,040 | $2,253 | $23,877 |
| $14 an hour | $29,120 | $2,427 | $25,578 |
| $15 an hour | $31,200 | $2,600 | $27,249 |
Going the other direction: $21,000 a year is how much an hour?
Frequently asked questions
How much is $10 an hour annually?
$10 an hour is $20,800 a year at 40 hours a week for 52 weeks. If you take two unpaid weeks off, it's $20,000.
How much is $10 an hour per month?
About $1,733 a month before taxes ($10 × 2,080 hours ÷ 12). After federal tax and FICA a single filer keeps roughly $1,562 in a state with no income tax.
What is $10 an hour after taxes?
Roughly $9.01 per hour, or $18,739 a year, for a single filer using 2026 federal brackets with no state tax. In California it's closer to $18,541 a year.
Is $10 an hour good pay?
$10 an hour ($20,800/yr) is 67% below the median full-time US worker and 1.4× the federal minimum wage of $7.25. It goes further in low-cost states than in coastal cities.
Estimates use 2026 federal tax brackets, the standard deduction, and no credits or pre-tax deductions. Educational only, not tax advice.