Birmingham Paycheck Calculator (2026)
Birmingham charges a 1% occupational tax on wages earned in the city.
Updated October 2026
| Rate | Income in bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $850 | $187 |
The calculator above covers federal, FICA and Alabama tax. Birmingham’s local tax is $750 on a $75,000 salary — add it under Custom rate, or read the exact figures in the tables below.
How Birmingham taxes your paycheck
Birmingham's occupational tax is a flat 1% of gross wages earned within the city limits, withheld by the employer. It applies to non-residents working in the city as well.
Rate source: City of Birmingham Revenue Division. Verified for the 2026 filing year.
Birmingham local tax at a glance
| Salary | Local tax | Effective local rate | Per month |
|---|---|---|---|
| $40,000 | $400 | 1.00% | $33.33 |
| $50,000 | $500 | 1.00% | $41.67 |
| $60,000 | $600 | 1.00% | $50.00 |
| $75,000 | $750 | 1.00% | $62.50 |
| $100,000 | $1,000 | 1.00% | $83.33 |
| $150,000 | $1,500 | 1.00% | $125.00 |
1% of gross wages (resident rate), with no deductions.
Birmingham take-home pay by salary (2026)
Annual take-home for a Birmingham resident with no 401(k) or health deductions, after federal tax, FICA, Alabama income tax, and local tax:
| Gross salary | Take-home (single) | Monthly | Biweekly | Married (one income) |
|---|---|---|---|---|
| $40,000 | $32,110 | $2,676 | $1,235.00 | $34,265 |
| $50,000 | $39,545 | $3,295 | $1,520.96 | $41,900 |
| $60,000 | $46,980 | $3,915 | $1,806.92 | $49,475 |
| $75,000 | $57,283 | $4,774 | $2,203.17 | $60,628 |
| $100,000 | $73,370 | $6,114 | $2,821.92 | $79,215 |
| $150,000 | $104,981 | $8,748 | $4,037.73 | $114,690 |
Where a $75,000 Birmingham paycheck actually goes
| Item | Amount | % of gross |
|---|---|---|
| Gross salary | $75,000 | 100% |
| Federal income tax | −$7,670 | 10.2% |
| Social Security & Medicare | −$5,738 | 7.6% |
| Alabama income tax | −$3,560 | 4.7% |
| Birmingham local tax | −$750 | 1.00% |
| Take-home | $57,283 | 76.4% |
The local line is the one nobody budgets for when comparing offers: $750 a year is $62.50 out of every month, and it is rarely mentioned in a salary negotiation.
Birmingham compared with other cities
Take-home on the same $75,000 single salary, so the only thing changing is state and local tax:
| City | Take-home on $75,000 | vs Birmingham |
|---|---|---|
| Birmingham, AL | $57,283 | — |
| New York City, NY | $55,600 | −$1,682 |
| Yonkers, NY | $57,483 | +$200 |
| Philadelphia, PA | $56,478 | −$805 |
| Pittsburgh, PA | $57,040 | −$243 |
| Columbus, OH | $58,371 | +$1,089 |
| Cleveland, OH | $58,371 | +$1,089 |
A no-income-tax state like Texas or Florida would leave about $61,593 from the same salary — $4,310 more than Birmingham. That gap is real, but so is the cost of living on either side of it, which is why the honest comparison is always take-home relative to rent, not take-home alone.
Hourly work in Birmingham
Common hourly rates at 40 hours a week, after all taxes including local tax:
| Hourly rate | Gross per year | Take-home per year | Take-home biweekly |
|---|---|---|---|
| $15/hour | $31,200 | $25,567 | $983.35 |
| $18/hour | $37,440 | $30,207 | $1,161.79 |
| $20/hour | $41,600 | $33,300 | $1,280.75 |
| $25/hour | $52,000 | $41,032 | $1,578.15 |
| $30/hour | $62,400 | $48,764 | $1,875.55 |
| $35/hour | $72,800 | $55,867 | $2,148.72 |
| $40/hour | $83,200 | $62,559 | $2,406.12 |
| $50/hour | $104,000 | $75,944 | $2,920.92 |
Frequently asked questions
Does Birmingham have a city income tax?
Yes. Birmingham charges a 1% occupational tax on wages earned in the city. Birmingham's occupational tax is a flat 1% of gross wages earned within the city limits, withheld by the employer. It applies to non-residents working in the city as well.
How much is $75,000 after taxes in Birmingham?
About $57,283 a year — roughly $4,774 a month or $2,203.17 biweekly — for a single filer with no 401(k) or health deductions. That is federal income tax, Social Security and Medicare, Alabama income tax, and $750 of Birmingham local tax. The overall effective rate is 23.6%.
What is the Birmingham local tax rate?
1% of gross wages (resident rate), with no deductions. On a $75,000 salary that works out to $750 a year (1.00% of gross); on $150,000 it is $1,500 (1.00%). Rate published by the City of Birmingham Revenue Division.
Is take-home pay in Birmingham better or worse than elsewhere in Alabama?
Worse, by the amount of the local tax. A $75,000 earner elsewhere in Alabama with no municipal tax keeps about $58,033; in Birmingham it is $57,283, a difference of roughly $750 a year.
How accurate is this calculator?
Federal tax and FICA use the exact 2026 IRS formulas with the standard deduction. Alabama tax comes from the state's own brackets and deduction. The Birmingham figure uses the published rate from the City of Birmingham Revenue Division. Local rates change more often than state ones — check your latest payslip if the number looks off. Credits, local exemptions and pre-tax benefits beyond the ones you enter are not modelled.
More for Alabama
The Alabama paycheck calculator covers the state-level rules, brackets and bonus withholding in full.
Salary breakdowns for Alabama
$50,000 in Alabama$60,000 in Alabama$75,000 in Alabama$80,000 in Alabama$100,000 in Alabama$120,000 in Alabama$150,000 in Alabama$60,000 a year$75,000 a year$100,000 a year
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