Louisville Paycheck Calculator (2026)
Louisville's occupational tax totals about 2.2% of wages earned in Jefferson County.
Updated October 2026
| Rate | Income in bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $850 | $187 |
The calculator above covers federal, FICA and Kentucky tax. Louisville’s local tax is $1,650 on a $75,000 salary — add it under Custom rate, or read the exact figures in the tables below.
How Louisville taxes your paycheck
Kentucky calls these occupational license fees rather than income taxes, but they work the same way: a flat percentage of gross wages earned in the county, with no deductions. Louisville Metro takes roughly 1.45% and Jefferson County Public Schools another 0.75%.
Rate source: Louisville Metro Revenue Commission. Verified for the 2026 filing year.
Louisville local tax at a glance
| Salary | Local tax | Effective local rate | Per month |
|---|---|---|---|
| $40,000 | $880 | 2.20% | $73.33 |
| $50,000 | $1,100 | 2.20% | $91.67 |
| $60,000 | $1,320 | 2.20% | $110.00 |
| $75,000 | $1,650 | 2.20% | $137.50 |
| $100,000 | $2,200 | 2.20% | $183.33 |
| $150,000 | $3,300 | 2.20% | $275.00 |
2.2% of gross wages (resident rate), with no deductions.
Louisville take-home pay by salary (2026)
Annual take-home for a Louisville resident with no 401(k) or health deductions, after federal tax, FICA, Kentucky income tax, and local tax:
| Gross salary | Take-home (single) | Monthly | Biweekly | Married (one income) |
|---|---|---|---|---|
| $40,000 | $32,154 | $2,680 | $1,236.71 | $34,109 |
| $50,000 | $39,619 | $3,302 | $1,523.82 | $41,774 |
| $60,000 | $47,084 | $3,924 | $1,810.94 | $49,379 |
| $75,000 | $57,432 | $4,786 | $2,208.92 | $60,576 |
| $100,000 | $73,594 | $6,133 | $2,830.56 | $79,239 |
| $150,000 | $105,355 | $8,780 | $4,052.13 | $114,864 |
Where a $75,000 Louisville paycheck actually goes
| Item | Amount | % of gross |
|---|---|---|
| Gross salary | $75,000 | 100% |
| Federal income tax | −$7,670 | 10.2% |
| Social Security & Medicare | −$5,738 | 7.6% |
| Kentucky income tax | −$2,511 | 3.3% |
| Louisville local tax | −$1,650 | 2.20% |
| Take-home | $57,432 | 76.6% |
The local line is the one nobody budgets for when comparing offers: $1,650 a year is $137.50 out of every month, and it is rarely mentioned in a salary negotiation.
Louisville compared with other cities
Take-home on the same $75,000 single salary, so the only thing changing is state and local tax:
| City | Take-home on $75,000 | vs Louisville |
|---|---|---|
| Louisville, KY | $57,432 | — |
| New York City, NY | $55,600 | −$1,832 |
| Yonkers, NY | $57,483 | +$51 |
| Philadelphia, PA | $56,478 | −$954 |
| Pittsburgh, PA | $57,040 | −$392 |
| Columbus, OH | $58,371 | +$939 |
| Cleveland, OH | $58,371 | +$939 |
A no-income-tax state like Texas or Florida would leave about $61,593 from the same salary — $4,161 more than Louisville. That gap is real, but so is the cost of living on either side of it, which is why the honest comparison is always take-home relative to rent, not take-home alone.
Hourly work in Louisville
Common hourly rates at 40 hours a week, after all taxes including local tax:
| Hourly rate | Gross per year | Take-home per year | Take-home biweekly |
|---|---|---|---|
| $15/hour | $31,200 | $25,585 | $984.05 |
| $18/hour | $37,440 | $30,243 | $1,163.21 |
| $20/hour | $41,600 | $33,349 | $1,282.65 |
| $25/hour | $52,000 | $41,112 | $1,581.25 |
| $30/hour | $62,400 | $48,876 | $1,879.85 |
| $35/hour | $72,800 | $56,010 | $2,154.22 |
| $40/hour | $83,200 | $62,733 | $2,412.82 |
| $50/hour | $104,000 | $76,180 | $2,930.02 |
Frequently asked questions
Does Louisville have a city income tax?
Yes. Louisville's occupational tax totals about 2.2% of wages earned in Jefferson County. Kentucky calls these occupational license fees rather than income taxes, but they work the same way: a flat percentage of gross wages earned in the county, with no deductions. Louisville Metro takes roughly 1.45% and Jefferson County Public Schools another 0.75%.
How much is $75,000 after taxes in Louisville?
About $57,432 a year — roughly $4,786 a month or $2,208.92 biweekly — for a single filer with no 401(k) or health deductions. That is federal income tax, Social Security and Medicare, Kentucky income tax, and $1,650 of Louisville local tax. The overall effective rate is 23.4%.
What is the Louisville local tax rate?
2.2% of gross wages (resident rate), with no deductions. On a $75,000 salary that works out to $1,650 a year (2.20% of gross); on $150,000 it is $3,300 (2.20%). Rate published by the Louisville Metro Revenue Commission.
Is take-home pay in Louisville better or worse than elsewhere in Kentucky?
Worse, by the amount of the local tax. A $75,000 earner elsewhere in Kentucky with no municipal tax keeps about $59,082; in Louisville it is $57,432, a difference of roughly $1,650 a year.
How accurate is this calculator?
Federal tax and FICA use the exact 2026 IRS formulas with the standard deduction. Kentucky tax comes from the state's own brackets and deduction. The Louisville figure uses the published rate from the Louisville Metro Revenue Commission. Local rates change more often than state ones — check your latest payslip if the number looks off. Credits, local exemptions and pre-tax benefits beyond the ones you enter are not modelled.
More for Kentucky
The Kentucky paycheck calculator covers the state-level rules, brackets and bonus withholding in full, and these other cities in the state have their own local taxes:
Salary breakdowns for Kentucky
$50,000 in Kentucky$60,000 in Kentucky$75,000 in Kentucky$80,000 in Kentucky$100,000 in Kentucky$120,000 in Kentucky$150,000 in Kentucky$60,000 a year$75,000 a year$100,000 a year
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