Wilmington Paycheck Calculator (2026)
Wilmington charges a 1.25% wage tax on income earned in the city.
Updated October 2026
| Rate | Income in bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $850 | $187 |
The calculator above covers federal, FICA and Delaware tax. Wilmington’s local tax is $938 on a $75,000 salary — add it under Custom rate, or read the exact figures in the tables below.
How Wilmington taxes your paycheck
Wilmington's earned income tax applies to residents on all wages, and to non-residents on wages earned inside the city. Delaware has no sales tax, so this is one of the few local levies residents encounter.
Rate source: City of Wilmington Department of Finance. Verified for the 2026 filing year.
Wilmington local tax at a glance
| Salary | Local tax | Effective local rate | Per month |
|---|---|---|---|
| $40,000 | $500 | 1.25% | $41.67 |
| $50,000 | $625 | 1.25% | $52.08 |
| $60,000 | $750 | 1.25% | $62.50 |
| $75,000 | $938 | 1.25% | $78.13 |
| $100,000 | $1,250 | 1.25% | $104.17 |
| $150,000 | $1,875 | 1.25% | $156.25 |
1.25% of gross wages (resident rate), with no deductions.
Wilmington take-home pay by salary (2026)
Annual take-home for a Wilmington resident with no 401(k) or health deductions, after federal tax, FICA, Delaware income tax, and local tax:
| Gross salary | Take-home (single) | Monthly | Biweekly | Married (one income) |
|---|---|---|---|---|
| $40,000 | $32,167 | $2,681 | $1,237.19 | $34,490 |
| $50,000 | $39,522 | $3,293 | $1,520.07 | $42,106 |
| $60,000 | $46,877 | $3,906 | $1,802.96 | $49,624 |
| $75,000 | $56,936 | $4,745 | $2,189.85 | $60,656 |
| $100,000 | $72,561 | $6,047 | $2,790.81 | $79,044 |
| $150,000 | $103,247 | $8,604 | $3,971.04 | $113,872 |
Where a $75,000 Wilmington paycheck actually goes
| Item | Amount | % of gross |
|---|---|---|
| Gross salary | $75,000 | 100% |
| Federal income tax | −$7,670 | 10.2% |
| Social Security & Medicare | −$5,738 | 7.6% |
| Delaware income tax | −$3,719 | 5.0% |
| Wilmington local tax | −$938 | 1.25% |
| Take-home | $56,936 | 75.9% |
The local line is the one nobody budgets for when comparing offers: $938 a year is $78.13 out of every month, and it is rarely mentioned in a salary negotiation.
Wilmington compared with other cities
Take-home on the same $75,000 single salary, so the only thing changing is state and local tax:
| City | Take-home on $75,000 | vs Wilmington |
|---|---|---|
| Wilmington, DE | $56,936 | — |
| New York City, NY | $55,600 | −$1,336 |
| Yonkers, NY | $57,483 | +$547 |
| Philadelphia, PA | $56,478 | −$459 |
| Pittsburgh, PA | $57,040 | +$104 |
| Columbus, OH | $58,371 | +$1,435 |
| Cleveland, OH | $58,371 | +$1,435 |
A no-income-tax state like Texas or Florida would leave about $61,593 from the same salary — $4,657 more than Wilmington. That gap is real, but so is the cost of living on either side of it, which is why the honest comparison is always take-home relative to rent, not take-home alone.
Hourly work in Wilmington
Common hourly rates at 40 hours a week, after all taxes including local tax:
| Hourly rate | Gross per year | Take-home per year | Take-home biweekly |
|---|---|---|---|
| $15/hour | $31,200 | $25,694 | $988.25 |
| $18/hour | $37,440 | $30,284 | $1,164.77 |
| $20/hour | $41,600 | $33,344 | $1,282.45 |
| $25/hour | $52,000 | $40,993 | $1,576.65 |
| $30/hour | $62,400 | $48,642 | $1,870.85 |
| $35/hour | $72,800 | $55,561 | $2,136.96 |
| $40/hour | $83,200 | $62,061 | $2,386.96 |
| $50/hour | $104,000 | $75,061 | $2,886.96 |
Frequently asked questions
Does Wilmington have a city income tax?
Yes. Wilmington charges a 1.25% wage tax on income earned in the city. Wilmington's earned income tax applies to residents on all wages, and to non-residents on wages earned inside the city. Delaware has no sales tax, so this is one of the few local levies residents encounter.
How much is $75,000 after taxes in Wilmington?
About $56,936 a year — roughly $4,745 a month or $2,189.85 biweekly — for a single filer with no 401(k) or health deductions. That is federal income tax, Social Security and Medicare, Delaware income tax, and $938 of Wilmington local tax. The overall effective rate is 24.1%.
What is the Wilmington local tax rate?
1.25% of gross wages (resident rate), with no deductions. On a $75,000 salary that works out to $938 a year (1.25% of gross); on $150,000 it is $1,875 (1.25%). Rate published by the City of Wilmington Department of Finance.
Is take-home pay in Wilmington better or worse than elsewhere in Delaware?
Worse, by the amount of the local tax. A $75,000 earner elsewhere in Delaware with no municipal tax keeps about $57,874; in Wilmington it is $56,936, a difference of roughly $938 a year.
How accurate is this calculator?
Federal tax and FICA use the exact 2026 IRS formulas with the standard deduction. Delaware tax comes from the state's own brackets and deduction. The Wilmington figure uses the published rate from the City of Wilmington Department of Finance. Local rates change more often than state ones — check your latest payslip if the number looks off. Credits, local exemptions and pre-tax benefits beyond the ones you enter are not modelled.
More for Delaware
The Delaware paycheck calculator covers the state-level rules, brackets and bonus withholding in full.
Salary breakdowns for Delaware
$50,000 in Delaware$60,000 in Delaware$75,000 in Delaware$80,000 in Delaware$100,000 in Delaware$120,000 in Delaware$150,000 in Delaware$60,000 a year$75,000 a year$100,000 a year
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