🧾Mississippi Paycheck Calculator (2026)

How Mississippi taxes your paycheck

Flat 4.4%. Flat 4.4% above the first $10,000, phasing lower in future years.

On top of state tax, every Mississippi employee pays federal income tax (10%–37% brackets, after the $16,100 single / $32,200 married standard deduction) and FICA: 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on everything.

Mississippi income tax brackets (2025–2026)

Mississippi applies one rate to income above its deduction. Standard deduction / exemption: $2,300 single, $4,600 married filing jointly.

Mississippi take-home pay examples (2026)

Estimated annual take-home for common salaries, with no 401(k) or health deductions, using Mississippi's actual brackets:

How Mississippi compares

A $75,000 single earner keeps about $58,834 in Mississippi versus $61,593 in a no-income-tax state like Texas or Florida, a difference of roughly $2,759 a year. Against a high-tax state like California (about $58,575), Mississippi comes out ahead.

Mississippi hourly paycheck calculator

Paid by the hour? Switch the calculator above to Hourly and enter your rate and weekly hours. Here is what common hourly rates net in Mississippi at 40 hours a week, after federal tax, FICA, and Mississippi income tax:

Part-time hours change this proportionally: at 30 hours a week the gross is three quarters of the figures above, and the effective tax rate drops because less income reaches the higher brackets.

How bonuses are taxed in Mississippi

A bonus is ordinary income, but employers withhold differently: the IRS lets them take a flat 22% federal withholding on supplemental wages (37% above $1M a year) instead of using your W-4. Add 7.65% for Social Security and Medicare, plus Mississippi income tax, and on a $75,000 salary a $5,000 bonus in Mississippi nets roughly $3,298.

The flat rate is withholding, not your final tax. If your marginal bracket is under 22% the difference comes back as a refund; above 22% you may owe more in April.

Ways to increase your Mississippi take-home pay

• Pre-tax benefits: health premiums, HSA/FSA, and commuter benefits reduce federal, state, and FICA taxes.
• Traditional 401(k): cuts federal and Mississippi income tax now; try the slider above and notice the paycheck drops by far less than the contribution.
• Check your W-4: a big refund every spring means you’re over-withholding all year.
• Credits: the Child Tax Credit and Earned Income Tax Credit aren’t modeled here but can cut thousands off your bill.

Frequently asked questions

Mississippi take-home pay by salary

Full breakdowns for common salaries in Mississippi — federal tax, FICA, Mississippi tax, monthly and biweekly pay:

Local taxes in Mississippi

No city in Mississippi levies its own income or wage tax, so the figures on this page apply everywhere in the state. See the cities that do charge local tax if you are comparing an offer across state lines.

Popular salary lookups

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