Tennessee Paycheck Calculator (2026)
Work out your net income in Tennessee: the state has no income tax, so this payroll calculator shows take-home pay after federal tax and FICA only.
Updated October 2026
| Rate | Income in bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $850 | $187 |
How Tennessee taxes your paycheck
No state income tax. No state income tax on wages (the Hall tax on investment income ended in 2021).
On top of state tax, every Tennessee employee pays federal income tax (10%–37% brackets, after the $16,100 single / $32,200 married standard deduction) and FICA: 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on everything.
Tennessee take-home pay examples (2026)
Estimated annual take-home for common salaries, with no 401(k) or health deductions:
| Gross salary | Single: take-home | Single: biweekly | Married (one income) |
|---|---|---|---|
| $40,000 | $34,320 | $1,320.00 | $36,160 |
| $50,000 | $42,355 | $1,629.04 | $44,395 |
| $60,000 | $50,390 | $1,938.08 | $52,570 |
| $75,000 | $61,593 | $2,368.94 | $64,623 |
| $100,000 | $79,180 | $3,045.38 | $84,710 |
| $150,000 | $113,791 | $4,376.58 | $123,185 |
How Tennessee compares
Tennessee is one of nine states with no wage income tax (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming). Compared with a state like California, a $75,000 earner keeps about $3,017 more per year here. The trade-off is usually higher sales or property taxes.
Tennessee hourly paycheck calculator
Paid by the hour? Switch the calculator above to Hourly and enter your rate and weekly hours. Here is what common hourly rates net in Tennessee at 40 hours a week, after federal tax, FICA:
| Hourly rate | Gross per year | Take-home per year | Take-home biweekly |
|---|---|---|---|
| $15/hour | $31,200 | $27,249 | $1,048.05 |
| $18/hour | $37,440 | $32,263 | $1,240.89 |
| $20/hour | $41,600 | $35,606 | $1,369.45 |
| $25/hour | $52,000 | $43,962 | $1,690.85 |
| $30/hour | $62,400 | $52,318 | $2,012.25 |
| $35/hour | $72,800 | $60,045 | $2,309.42 |
| $40/hour | $83,200 | $67,361 | $2,590.82 |
| $50/hour | $104,000 | $81,994 | $3,153.62 |
Part-time hours change this proportionally: at 30 hours a week the gross is three quarters of the figures above, and the effective tax rate drops because less income reaches the higher brackets.
How bonuses are taxed in Tennessee
A bonus is ordinary income, but employers withhold differently: the IRS lets them take a flat 22% federal withholding on supplemental wages (37% above $1M a year) instead of using your W-4. Add 7.65% for Social Security and Medicare, and on a $75,000 salary a $5,000 bonus in Tennessee nets roughly $3,518.
The flat rate is withholding, not your final tax. If your marginal bracket is under 22% the difference comes back as a refund; above 22% you may owe more in April.
| Withheld now | Actual tax on the bonus | |
|---|---|---|
| Federal income tax | $1,100.00 | $1,100.00 |
| Social Security + Medicare | $382.50 | $382.50 |
| State income tax | $0.00 | $0.00 |
| Total | $1,482.50 | $1,482.50 |
Withholding is a prepayment, not the final tax. Any difference is settled on your return.
| Bonus | Withheld | Take-home |
|---|---|---|
| $1,000 | $297 | $704 |
| $2,500 | $741 | $1,759 |
| $5,000 | $1,483 | $3,518 |
| $10,000 | $2,965 | $7,035 |
| $25,000 | $7,413 | $17,588 |
Ways to increase your Tennessee take-home pay
- Pre-tax benefits: health premiums, HSA/FSA, and commuter benefits reduce federal, and FICA taxes.
- Traditional 401(k): cuts federal income tax now; try the slider above and notice the paycheck drops by far less than the contribution.
- Check your W-4: a big refund every spring means you’re over-withholding all year.
- Credits: the Child Tax Credit and Earned Income Tax Credit aren’t modeled here but can cut thousands off your bill.
Frequently asked questions
Does Tennessee have state income tax?
No. Tennessee does not tax wages, so your paycheck only has federal income tax and FICA (Social Security and Medicare) withheld.
How much is $75,000 after taxes in Tennessee?
A single filer earning $75,000 in Tennessee takes home about $61,593 a year ($2,368.94 biweekly) after federal tax, FICA, and Tennessee state income tax, with no pre-tax deductions.
What is taken out of a paycheck in Tennessee?
Federal income tax (based on your W-4), Social Security (6.2% up to $184,500), Medicare (1.45%), plus anything you elect: 401(k), health insurance, HSA/FSA.
How much is a $5,000 bonus after taxes in Tennessee?
About $3,518 for someone earning $75,000, using the flat 22% federal supplemental withholding, 7.65% FICA (no state income tax). The bonus calculator on this page lets you change the amount and method.
How accurate is this calculator?
Federal tax and FICA use the exact 2026 IRS formulas with the standard deduction. No state tax applies. Local taxes and credits are not included.
Tennessee take-home pay by salary
Full breakdowns for common salaries in Tennessee — federal tax, FICA, monthly and biweekly pay:
| Salary | Take-home (single) | Monthly | Effective rate |
|---|---|---|---|
| $40,000 after taxes in Tennessee | $34,320 | $2,860 | 14.2% |
| $50,000 after taxes in Tennessee | $42,355 | $3,530 | 15.3% |
| $60,000 after taxes in Tennessee | $50,390 | $4,199 | 16.0% |
| $70,000 after taxes in Tennessee | $58,075 | $4,840 | 17.0% |
| $75,000 after taxes in Tennessee | $61,593 | $5,133 | 17.9% |
| $80,000 after taxes in Tennessee | $65,110 | $5,426 | 18.6% |
| $90,000 after taxes in Tennessee | $72,145 | $6,012 | 19.8% |
| $100,000 after taxes in Tennessee | $79,180 | $6,598 | 20.8% |
| $120,000 after taxes in Tennessee | $93,250 | $7,771 | 22.3% |
| $150,000 after taxes in Tennessee | $113,791 | $9,483 | 24.1% |
Local taxes in Tennessee
No city in Tennessee levies its own income or wage tax, so the figures on this page apply everywhere in the state — Nashville, Memphis, Knoxville and Chattanooga all use exactly the same math. See the cities that do charge local tax if you are comparing an offer across state lines.
Popular salary lookups
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